Business Acquisition Loan Options to Buy a Business

This option are for buyers looking to get a loan to buy a business or for sellers looking for their business to SBA Pre-Qualified before selling, which makes it more attractive to potential buyers.

The minimum loan amount for the SBA loan Program is $350K, so if you are looking for a loan to buy a business that cost less than $350K, you should apply for a  Term Loan instead. And if you do not meet the credit score requirement for the loan, you should sign up for our credit repair program. 


SBA Loan

An SBA loan is a low-interest, government-backed loan, with the longest term and lowest rates available, Repaid monthly.  This option is for veterans looking to start, expand or buy a business.

Amount: $350,000 – $5000,000

Approval Speed: 24-48 hrs

Funding Speed: 30-45 days

Rate: starting at 5% (Term: 3 to 25 years)


– Credit score: 640+

– 3 years tax returns

–Ability to put down 10%-15% of the loan amount

Note: A Business Plan is only required for Startups, not for business acquisitions. For business acquisition, you will be required to provide a Resume.  and a financial statement ( form 413) 

Business/Personal Term Loan

A business term loan is a loan that your business receives in one lump sum that you pay back in predetermined payments with a fixed interest rate.

Amount: Amount: Up to $300K

Rate: 5% to 15% (Term: 3 months – 10 years)

Approval Speed: 24-48 hrs.

Funding Speed: 7–15 days


  • Credit score: 680+
  • Minimum Yearly Income: $50k  (Income might come from W2 Salary, Business, distribution income, etc.).

Credit Repair

For those who do not meet the credit score requirement, we place them through the best credit repair program. and they will have their credit score boosted to 700 within weeks of joining the program.